How to Deal With an Accident Involving an Uninsured Motorist

Auto Accident Lawyer

It’s unfortunate, but there are drivers in the United States that drive without insurance. Even though most states require a certain amount of liability, some drivers choose to forgo the rules. If you were in an accident with an uninsured motorist, would you know what to do? The following outlines some do’s and don’ts of dealing with the uninsured motorist who caused your accident.

Do

Being prepared is one of the best ways to stay safe on the road. It’s also one of the best ways to deal with an uninsured driver. The following are some things you should be prepared to do after the accident.

  • Call 911 – The other driver might try to talk you out of calling the police, but that’s more reason to do it. You will want the responding officer to take careful inventory of the situation so the report can work as a benefit to you. Calling 911 will also get appropriate medical attention to the scene for those who are injured.
  • Exchange Information – You probably already know to exchange insurance information with the other driver in an accident, but why would you swap information if he or she is uninsured? You won’t know who to seek compensation from if you don’t have contact information. Be sure to also jot down vehicle information, should the individual’s contact information be bogus.
  • Collect Evidence – Take pictures, ask for witness contact information, write down the officer’s badge number and keep other details and evidence you feel would be pertinent to your case.

Don’t

Being prepared is also a way to ensure you don’t do something you shouldn’t. The following are some things you should never do, even if the accident was with an uninsured driver.

  • Take Money – The other driver might try to settle the accident right then and there by offering you cash. Never take money from the other party. You deserve full compensation, and if you take money from the individual, chances are it won’t be near enough to take care of all the damages.
  • Accept Fault – Even if you feel the accident was your fault, never accept or admit fault. It’s possible there were other factors that played a role in the accident, and you might not know what those are. State the facts as you know them when you speak to the officer, and never tell any witnesses or other drivers it was your fault.

Getting the Help of an Attorney

When you are in an accident with an uninsured motorist, there are some things you should be sure to do. For help in handling the situation correctly, contact a car accident attorney, like an auto accident lawyer in Indianapolis, IN, today.

More info at Car Accident Law Firm Indianapolis.

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